In Illinois, drivers are required to have minimum liability insurance, yet many remain uninsured. If you have been seriously injured in an accident with an uninsured driver, it can be a frustrating and stressful experience.
That’s where a Chicago uninsured driver accident lawyer from our car accident law firm, The Kryder Group, LLC Accident and Injury Lawyers can help.
In this Article
Why Do I Need a Chicago Uninsured Motorist Lawyer?
In the aftermath of a car accident, dealing with uninsured drivers adds another layer of complexity to an already difficult situation. In most cases, these drivers do not have sufficient assets to cover the damages they have caused. This means that you may end up paying for your medical bills and vehicle repairs out of pocket and from your own insurance company, even if the car accident itself was not your fault.
What Is My Chicago Uninsured Driver Car Accident Case Worth?
What Are the Requirements for Uninsured Motorist Coverage in Illinois?
Uninsured/underinsured motorist coverage, as part of your own insurance policy, only protects you if the at-fault driver lacks sufficient insurance to cover your losses.
Illinois Auto Insurance Minimums
According to Illinois law and the Office of the Illinois Secretary of State, all drivers need to carry a minimum amount of insurance. If they don’t, they are considered an uninsured or underinsured motorist.
$20,000 for property damage to another person’s vehicle
As explained by the Illinois Department of Insurance (IDOI) (Auto Insurance Shopping Guide), The state mandates uninsured motorist insurance to protect you when another driver lacks adequate insurance coverage.
Per this requirement, you must have a minimum of:
$25,000 in coverage for bodily injury coverage per person for accidents caused by an uninsured motorist
$50,000 in bodily injury coverage per accident for accidents caused by an uninsured motorist
What Is Underinsured Motorist Bodily Injury Insurance in Illinois?
UIM coverage in Illinois is essential for protecting you when an at-fault driver’s insurance can’t cover your medical expenses and damages.
It covers costs exceeding the other driver insurance policy’s liability limits, ensuring you’re not left with out-of-pocket expenses after an accident with an uninsured or underinsured driver.
How Can Chicago Uninsured Motorist Lawyers Can Help Me With an Uninsured Motorist Claim?
Car accidents involving an uninsured and underinsured motorist are more common than you might think. According to the Insurance Information Institute (III), almost 14% of Illinois drivers were uninsured motorists in 2022. This means that one out of 7 drivers may be uninsured and underinsured motorists.
How an Uninsured Motorist Accident Attorney Can Help
Uninsured motorist accident lawyers can:
Understand your underinsured moto policy to make informed decisions about your underinsured motorist accident case.
Investigate the circumstances of the accident to determine who is liable.
Assign a value to your losses.
Collect information on the at-fault party and their car insurance to see if it covers your losses.
Help with filing your personal injury claim and managing legal admin tasks.
Negotiate with the insurance company to recover compensation for you.
Represent you in trial to secure the best possible outcome.
Contact The Kryder Law Group, LLC Accident and Injury Lawyers Today
The goal of each uninsured motorist accident lawyer in our law firm is to manage your uninsured/underinsured motorist claim to obtain maximum compensation to cover medical bills, rehab costs, pain and suffering, lost wages, and vehicle damage.
Don't let an accident with a Chicago uninsured motorist overwhelm you. Contact The Kryder Law Group, LLC for help.
$7.5 Million
Recovery for a construction worker injured when a support wall fell and struck him. (Highest award on record for a construction injury in DuPage County at the time).
$3.2 Million
Recovery for a construction worker injured when he fell in an uncovered foundation trench, ranking as the highest award on record for a construction injury in McHenry County at the time.
$3 Million
Recovery for the family of a man struck by a garbage truck that was making an illegal turn.
$2.2 Million
Recovery for a salesman injured in an automobile collision.
$2 Million
Recovery for a man struck by a speeding vehicle as he waited for the CTA bus.
$1.5 Million
Recovery for a truck driver that was struck by another car on the expressway while his vehicle was disabled.
$1.4 Million
Recovery for a computer programmer that slipped and fell in the washroom at work.
Recovery for a pedestrian struck by a vehicle in a parking lot. At the time, this was the second-highest recovery on record in DuPage County for a similar injury.
$800,000
Recovered for a disputed wrongful death claim against a trucking company. The company denied they were involved in the collision.
$660,000
Recovery for a truck driver that was injured while unloading his trailer.
$550,000
Recovery for a person who slipped and fell in a grocery store.
$550,000
Recovery for a woman who injured her neck in a motor vehicle collision.
$500,000
Recovery for a pedestrian that was struck by a vehicle while standing on the sidewalk.
$460,000
Recovery for a truck driver that tripped and fell in the parking lot while making a delivery.
$450,000
Recovery for a dental assistant who slipped and fell at work on an unnatural accumulation of ice.
$425,000
Recovery for a union worker struck by a speeding vehicle.
$425,000
Recovery for a passenger in a vehicle struck by an inexperienced driver.
$415,000
Recovered for a woman that required neck surgery after aggravating an existing neck injury in a truck accident.
$400,000
Recovery for a lab technician injured while transporting equipment.
$370,000
Recovery for a construction worker injured on faulty equipment at a construction site.
$315,000
Recovery for a motorist struck by a falling utility pole.
$310,000
Recovery for a person injured in a motor vehicle collision.
$300,000
Recovery for a bicyclist struck by a vehicle.
$250,000
Recovery for a young woman struck by another vehicle.
$250,000
Recovered for a woman who sustained a partial finger amputation and other injuries in a rollover car accident. (Policy Limits)
$250,000
Recovered for a man injured in a motor vehicle collision.
$250,000
Recovered for a 60-year-old woman involved in a car accident. (Policy Limits)
$250,000
Recovered for a man hit by a semi-truck while operating a go-cart.
$240,000
Recovery for the injured party struck by another vehicle.
$235,000
Recovery for a person injured in a motor vehicle collision.
$235,000
Recovery for an inventory clerk injured when shelving toppled onto her.
$219,000
Recovery for a restaurant patron that slipped and fell in the bathroom.
$200,000
Recovered for an airline employee struck on the runway at O’Hare International Airport.
$190,000
Recovery for a person injured in a motor vehicle collision.
$175,000
Recovered for a child injured by fireworks at a fourth of July celebration.
$170,000
Recovered for a person injured when she slipped and fell exiting a major retail store.
$150,000
Recovered for a woman who fractured her leg when she was struck by a vehicle.
Britt C.
Andrew Kryder went above and beyond to help me out with a case that I brought to him. He was prompt, attentive, and extremely thorough. It was a pleasure to work with him!
(312) 223-1700