If you are injured at work in Elgin, Illinois, you may qualify for workers’ compensation benefits. This no-fault insurance covers medical bills, lost wages, and rehab costs. An Elgin workers’ compensation lawyer from our law firm can guide you through the claims process and help you get fair compensation.
What Are Illinois Workers’ Compensation Benefits?
Managed by the Illinois Workers’ Compensation Commission (IWCC), according to the Illinois Workers’ Compensation Act (820 ILCS 305, et al.), the Illinois workers’ compensation system requires most employers to carry insurance that provides financial and medical benefits to employees injured or made ill on the job. It ensures workers receive compensation without needing to prove fault.
The benefits are categorized as follows:
- Temporary Total Disability (TTD) provides wage replacement and medical care for workers temporarily unable to work.
- Temporary Partial Disability (TPD) assists injured workers returning to work with reduced earnings.
- Permanent Partial Disability (PPD) provides benefits to workers with permanent impairments.
- Permanent Total Disability (PTD) benefits provide lifetime financial support for permanent disability.
- Death benefits provide financial support and funeral expense coverage for dependents of workers who died from workplace injuries or illnesses.
Why Can Workers’ Compensation Cases Be Denied?
In Illinois, a workers’ compensation claim can be denied by an employer’s insurance company for the following reasons:
- Not reporting the injury or illness on time
- Lack of evidence or documentation to support the claim
- Preexisting conditions that may have contributed to the injury or illness
- The injury happened outside of work or during non-work-related activities
Common Types of Workplace Accidents in Elgin
Some types of common workplace injuries and accidents addressed by workers’ compensation law are:
- Slip and fall accidents
- Burns or chemical exposures
- Repetitive motion injuries
- Machinery injuries
- Overexertion injuries
Most Common Workplace Injuries
Some of the more common injuries include:
- Broken bones
- Sprains and strains
- Burns
- Repetitive strain injuries, such as carpal tunnel syndrome
- Back, spine, and neck injuries
- Head trauma and brain injuries
What to Do After a Workplace Accident in Elgin
If you’ve been injured at work, here’s what to do:
- Report the accident to your employer right away, so they can notify their workers’ compensation insurance company.
- Get medical treatment for your injury and follow your doctor’s advice.
- Keep track of all your medical costs and any time you miss work.
- Talk to a personal injury and workers’ comp lawyer to help with your workers’ comp claim and make sure you get the compensation you deserve.
Why Do I Need an Elgin Workers’ Comp Attorney?
Workers’ compensation lawyers help employees who suffered work injuries deal with insurance companies to get the best possible compensation they deserve. They make sure your medical bills are covered and your payments continue without unexpected interruptions. If any issues or disputes come up during the process, these personal injury and workers’ compensation attorneys work to resolve them quickly and efficiently.
What Is a Third-Party Lawsuit in a Workers’ Compensation Case?
In some workers’ compensation insurance cases, a worker can sue a third party whose negligence contributed to their workplace injury. These third-party lawsuits can result in additional compensation not covered by Illinois’s workers’ compensation, such as pain and suffering.
For example, when workers are injured due to a motor vehicle accident at work, they may have valid a personal injury case.
Contact an Elgin Workers’ Comp Attorney Today
Each workers’ compensation attorney on our legal team has successfully represented injured employees in Elgin and throughout the state. We understand Illinois workers’ compensation rights and will fight to get you the benefits you deserve.
Call our law firm for a free consultation.
(312) 223-1700